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Personal Guaranty
Financing that won't slow you down.
Personal Guaranty
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Personal Guaranty
GM Financial’s Personal Guaranty helps you finance your commercial vehicles using your personal credit. Get the best rate for your fleet without adding your name to the contract or title.
FEATURES AND BENEFITS
- Keep personal credit separate from business credit
- Commercial lease and APR financing options available
- Finance under your company name to take advantage of tax benefits and grow business credit
- No personal name on contract or title
Business Applicants
Co-Applicants VS. BUSINESS APPLICANTS
| Co-Applicants | Personal Guarantor | |
| Personal name listed on contract | Yes | No |
| Personal name listed on title | Yes | No |
| Additonal form required | No | Yes |
| Debt reported on personal credit bureau | Yes | Yes |
| Builds business credit | Yes | No |
| Access to business tax advantages | Yes | Yes |
| Creates inquiry on personal credit bureau | Yes | Yes |